Create your own coupon binder or other organizing system
How to use coupons to save money I regularly save 30-55%
How to use coupons to save money I regularly save 30-55%
Saving Money with Coupons Can Allow you More Funds to Invest in your Business
"So what does this have to do with being Indie? [Independent business owner] Only everything. See, the whole idea of managing a home and a business simultaneously is that to stay afloat, you have to save more than you spend. You want to pay yourself, of course. But if you can pay yourself a little less because you are a good steward of the money your business pays you, then you'll have more to invest in expanding the business."
The Mental Beatdown - the economy and your business
I've been thinking a lot lately about how people give up on their business when they meet with challenges. As gas prices rise and people worry about the economy, we can tend to think negatively, a "well, why even bother..." type of attitude seeps in to our mentality.
When we give up, we have stopped trying. When we stop trying, other people stop caring - because, why should they care if we don't care?!? If we stop marketing and selling, of course our businesses will fail. We can blame it on the economy all we want, but more of the blame is our own actions -- or rather, our choice of inaction. If you are having trouble getting your own financial needs met, then take action! Learn about how to save money so you will have more money to put toward your business expenses and so you will have less to worry about.
When we get mentally beaten down by negative self talk "of why even bother," we have doomed our business to failure.
I would like to leave you with some words of wisdom from Dr. Heartsill Wilson, who said in some of his speeches that the Great Depression was worsened not by people's inability to buy, but by sales peoples' inability to sell.
When we give up, we have stopped trying. When we stop trying, other people stop caring - because, why should they care if we don't care?!? If we stop marketing and selling, of course our businesses will fail. We can blame it on the economy all we want, but more of the blame is our own actions -- or rather, our choice of inaction. If you are having trouble getting your own financial needs met, then take action! Learn about how to save money so you will have more money to put toward your business expenses and so you will have less to worry about.
When we get mentally beaten down by negative self talk "of why even bother," we have doomed our business to failure.
I would like to leave you with some words of wisdom from Dr. Heartsill Wilson, who said in some of his speeches that the Great Depression was worsened not by people's inability to buy, but by sales peoples' inability to sell.
"This is the beginning of a new day.
God has given me this day to use as I will.
I can waste it--or use it for good, but what
I do today is important, because I am exchanging
a day of my life for it! When tomorrow comes,
this day will be gone forever, leaving in its
place something that I have traded for it.
I want it to be gain, and not loss; good,
and not evil, success, and not failure;
in order that I shall not regret the
price that I have paid for it."
God has given me this day to use as I will.
I can waste it--or use it for good, but what
I do today is important, because I am exchanging
a day of my life for it! When tomorrow comes,
this day will be gone forever, leaving in its
place something that I have traded for it.
I want it to be gain, and not loss; good,
and not evil, success, and not failure;
in order that I shall not regret the
price that I have paid for it."
Saving Some for Later
I got some business advice from a very wise person today. You see, I have been spending all of my time lately working for paid writing jobs, which is wonderful. However, I have spend very little of my time since the first of the year working on my blogs. That may not sound like a big deal since I get paid a living wage for my articles,and slave wages for my blogs. However, blogging does eventually pay off, and neglecting to work for them is the same as neglecting to put any money away for the future.
With my writing business paying off well, I have been busy focusing on now, and not my future income. If this continues, in five years, I will still be writing for six to eight hours a day or more, and making the same amount of money. If I cut back just two hours a day on my paid writing, and worked more time on my blogs, then in five years, I will be writing only two or three hours a day, and very possibly making alot more money.
Now I realize that not everyone's business works the same way I do, but in theory, anyone who owns a small business needs to spend a certain amount of time in active work, and also a portion of their time in planning, and marketing to bring in future business.
So here's where you talk back. What do you do, how much time to you spend on making income for now,and how much time do you spend working toward future income?
With my writing business paying off well, I have been busy focusing on now, and not my future income. If this continues, in five years, I will still be writing for six to eight hours a day or more, and making the same amount of money. If I cut back just two hours a day on my paid writing, and worked more time on my blogs, then in five years, I will be writing only two or three hours a day, and very possibly making alot more money.
Now I realize that not everyone's business works the same way I do, but in theory, anyone who owns a small business needs to spend a certain amount of time in active work, and also a portion of their time in planning, and marketing to bring in future business.
So here's where you talk back. What do you do, how much time to you spend on making income for now,and how much time do you spend working toward future income?
Do You Thank Your Customers?
This article discusses the importance of sending thank you cards to your customers.... If I am correct, we have a member who can actually do this service for you if you don't have the time.
Your Government Rebate Check and Your Business
When You Get Your Government Tax Rebate CheckBy [http://ezinearticles.com/?expert=Viola_Bontrager]Viola Bontrager
What are YOU going to do with YOUR government tax rebate check??
Blow it?? Invest it?? Pay Bills??
Rebate checks could soon be coming as the government attempts to jump start the economy and minimize the impact of a recession this year. Congress and President Bush reached agreement on the size of the checks, and who will qualify to receive one.
The goal: to stimulate the economy by getting consumers to spend again. There will be a $1,200 family maximum. Most individual taxpayers will receive a $600 check, with another $300 per child. The average American will think the Government is giving them a gift. Uhhh... slightly mistaken! We will not have to pay income tax on the checks, as they are an advance on next year's tax cut.
So.... My fellow American entrepreneur.....
ARE WE GOING TO BLOW OUR TAX REBATE CHECK OR ARE WE GOING TO TAKE ADVANTAGE OF IT???
We have several options and a lot of people are thinking of paying off debt with it, or buying all that stuff we have been wanting to get, BUT REALLY, it won't go very far in today's economy AT ALL!!
What about INVESTING your tax rebate check?? And reap returns from your investment all next year.... There are many successful home based business opportunities available , that you can get started in for anywhere from $300 - $1300. Unlike traditional businesses, where you have to invest in a building, have high overhead or inventory, most home based businesses have very low overhead, if any, and can be run right out of our home and from our computer.
The world is our market place so we have the advantages of marketing our product or services to millions of potential customers... Regardless how we look at it, by investing that money - we at least, have a chance at increasing our income this year, and if we blow it at the mall, (which is what Uncle Sam wants us to, by the way!)... we are no better off than we were AND WE WILL PAY TAXES ON IT NEXT YEAR!
Viola is an entrepreneur and home business owner. [http://montanamom5.com]Click Here to find out how how YOU can find financial freedom, through owning your own business at home!
Article Source: http://EzineArticles.com/?expert=Viola_Bontrager http://EzineArticles.com/?When-You-Get-Your-Government-Tax-Rebate-Check&id=948562
UPDATE: While the writer of this article is suggesting you put your money into her MLM business, the point I want to get across is that it may make some sense to use your rebate money to invest in your own business, or get one started.
What are YOU going to do with YOUR government tax rebate check??
Blow it?? Invest it?? Pay Bills??
Rebate checks could soon be coming as the government attempts to jump start the economy and minimize the impact of a recession this year. Congress and President Bush reached agreement on the size of the checks, and who will qualify to receive one.
The goal: to stimulate the economy by getting consumers to spend again. There will be a $1,200 family maximum. Most individual taxpayers will receive a $600 check, with another $300 per child. The average American will think the Government is giving them a gift. Uhhh... slightly mistaken! We will not have to pay income tax on the checks, as they are an advance on next year's tax cut.
So.... My fellow American entrepreneur.....
ARE WE GOING TO BLOW OUR TAX REBATE CHECK OR ARE WE GOING TO TAKE ADVANTAGE OF IT???
We have several options and a lot of people are thinking of paying off debt with it, or buying all that stuff we have been wanting to get, BUT REALLY, it won't go very far in today's economy AT ALL!!
What about INVESTING your tax rebate check?? And reap returns from your investment all next year.... There are many successful home based business opportunities available , that you can get started in for anywhere from $300 - $1300. Unlike traditional businesses, where you have to invest in a building, have high overhead or inventory, most home based businesses have very low overhead, if any, and can be run right out of our home and from our computer.
The world is our market place so we have the advantages of marketing our product or services to millions of potential customers... Regardless how we look at it, by investing that money - we at least, have a chance at increasing our income this year, and if we blow it at the mall, (which is what Uncle Sam wants us to, by the way!)... we are no better off than we were AND WE WILL PAY TAXES ON IT NEXT YEAR!
Viola is an entrepreneur and home business owner. [http://montanamom5.com]Click Here to find out how how YOU can find financial freedom, through owning your own business at home!
Article Source: http://EzineArticles.com/?expert=Viola_Bontrager http://EzineArticles.com/?When-You-Get-Your-Government-Tax-Rebate-Check&id=948562
UPDATE: While the writer of this article is suggesting you put your money into her MLM business, the point I want to get across is that it may make some sense to use your rebate money to invest in your own business, or get one started.
What a Great Business Idea!
Being involved in Business Networking over the years, I have seen many business models that I felt would be a good idea, and even a natural fit for me. I always get that momentary feeling of "I could do that, and probably do it very well. Perhaps I should try it". I never do.
The reason I don't latch on to a business idea of someone else's is not because I am lazy or unmotivated. I don't do it because it was not my idea. I have learned over the years that people are far more successful when their business idea comes from someplace within themselves, or they are inspired by another's idea, but have a unique twist on the idea.
When someone picks up on the business ideas of another and attempts to run with it, they are often missing an unknown element unique to the person who's idea they copied. It is far better to come up with your own idea, or contact the person for their help and even pay them a franchise fee, or other fee to help get them started. The person may even help them get their first customers. This is why franchises and party plan consultants of course, are an exception to this rule.
The reason I don't latch on to a business idea of someone else's is not because I am lazy or unmotivated. I don't do it because it was not my idea. I have learned over the years that people are far more successful when their business idea comes from someplace within themselves, or they are inspired by another's idea, but have a unique twist on the idea.
When someone picks up on the business ideas of another and attempts to run with it, they are often missing an unknown element unique to the person who's idea they copied. It is far better to come up with your own idea, or contact the person for their help and even pay them a franchise fee, or other fee to help get them started. The person may even help them get their first customers. This is why franchises and party plan consultants of course, are an exception to this rule.
Take Some Down, and Pass Them Around
No this is not about beer, it's about business.
In business we often get some requests that are not in our areas of expertise. As an artist, someone may want a painting in a style that is not yours. As a writer, someone may want 1000 words on a topic that you could care less about. Sure, it may be possible for you to stretch yourself and do the job, but will you be happy with it? Will the customer? Do you want to take that chance.
If you know what I know, you will pass that job on to someone who is more naturally qualified to do the job. They person you pass the job to will be pleased. The customer will be happy. You will have made two loyal contacts. One will pass a job they can't do onto you first. The other will contact you whenever they have an assignment knowing that if you can't do it, you will know someone who can.
What come around goes around.
In business we often get some requests that are not in our areas of expertise. As an artist, someone may want a painting in a style that is not yours. As a writer, someone may want 1000 words on a topic that you could care less about. Sure, it may be possible for you to stretch yourself and do the job, but will you be happy with it? Will the customer? Do you want to take that chance.
If you know what I know, you will pass that job on to someone who is more naturally qualified to do the job. They person you pass the job to will be pleased. The customer will be happy. You will have made two loyal contacts. One will pass a job they can't do onto you first. The other will contact you whenever they have an assignment knowing that if you can't do it, you will know someone who can.
What come around goes around.
Increase in women-owned businesses
Excerpt of article by Allison Barker of BYU NewsNet
There is a demand for women entrepreneurs," Anderson said. "I think it's because over the Internet it's becoming increasing easy to start businesses from home that are profitable."
Kim Scoville, part-time faculty teaching entrepreneurship classes, said that women-owned businesses do business differently than men.
"I think women are often working odd hours," Scoville said. "They're with their families, getting dinner ready, running errands, etc. A lot of times they are working between 10 and 12 p.m. or early in the morning."
Women often like working with other women, Scoville said.
"It's more likely for women to do business over the phone and trust each other, because their experiences are similar," Scoville said. "It's becoming more common that women are comfortable with other women because they understand each other's crazy lifestyles."
There is a demand for women entrepreneurs," Anderson said. "I think it's because over the Internet it's becoming increasing easy to start businesses from home that are profitable."
Kim Scoville, part-time faculty teaching entrepreneurship classes, said that women-owned businesses do business differently than men.
"I think women are often working odd hours," Scoville said. "They're with their families, getting dinner ready, running errands, etc. A lot of times they are working between 10 and 12 p.m. or early in the morning."
Women often like working with other women, Scoville said.
"It's more likely for women to do business over the phone and trust each other, because their experiences are similar," Scoville said. "It's becoming more common that women are comfortable with other women because they understand each other's crazy lifestyles."
It's a New Year... Make Your goals and ...
Write Down Your Goals on Paper!
By: Pat Watt Every person should write down his or her goals. Business goals, personal goals, income goals, and what ever you want to achieve in your life. If you want to achieve something in your life, don't just think about it. Get a nice piece of paper and write down the goal.
Having a goal sitting in your head may not help that much. Every book says that you need to write down your goals. First thinking about the goal is a good way to start but again, you need to write it down as soon as you think about it.
What is it that you want to accomplish?
Think about this in your mind and come up with the exact goal that you want to get. For example, let's look at a person who wants to earn $1000 in the next 30 days online. Here is what he or she needs to do.
first step is to write down the goal of earning $1000 in the next 30 days. So that's done. Good.
Next what you will want to do is to write how you are going to achieve this goal. You should figure out by now that you will want to find someone who has already done this before. Having a burning desire will also help you get to your goal.
Write down why you want to achieve this goal. For some, it is just having that extra income to help them pay for a car payment. For others, it may be that they want to save money. What ever your goals are, write down why you want to achieve them.
Another point to consider is to have complete faith in yourself and your desired goals. You need to have faith because if you don't, you may not achieve your goals at all. You may have written them down, but it means nothing if you kick out your belief of achieving this goal from your "belief" system that is sitting there somewhere in your head. You need to have faith that you can reach any goal that you set.
After you achieve a particular goal, don't forget to give yourself a pat on the back. Give yourself some sort of a reward. Once you achieve your first goal, you can accomplish any of your future goals in life. It should give you some sort of motivation to write more and more goals down.
Now, what would happen if you don't reach your goal? This can happen to anyone who sets goals. The best thing that you will need to do is to learn from this situation and think what you can do next time to achieve that goal.
If you fail once, try again. If you fail the second time, then try again until you reach your desired goal. But don't take the same action. Learn what you did wrong in the first trial and try something different.
By: Pat Watt Every person should write down his or her goals. Business goals, personal goals, income goals, and what ever you want to achieve in your life. If you want to achieve something in your life, don't just think about it. Get a nice piece of paper and write down the goal.
Having a goal sitting in your head may not help that much. Every book says that you need to write down your goals. First thinking about the goal is a good way to start but again, you need to write it down as soon as you think about it.
What is it that you want to accomplish?
Think about this in your mind and come up with the exact goal that you want to get. For example, let's look at a person who wants to earn $1000 in the next 30 days online. Here is what he or she needs to do.
first step is to write down the goal of earning $1000 in the next 30 days. So that's done. Good.
Next what you will want to do is to write how you are going to achieve this goal. You should figure out by now that you will want to find someone who has already done this before. Having a burning desire will also help you get to your goal.
Write down why you want to achieve this goal. For some, it is just having that extra income to help them pay for a car payment. For others, it may be that they want to save money. What ever your goals are, write down why you want to achieve them.
Another point to consider is to have complete faith in yourself and your desired goals. You need to have faith because if you don't, you may not achieve your goals at all. You may have written them down, but it means nothing if you kick out your belief of achieving this goal from your "belief" system that is sitting there somewhere in your head. You need to have faith that you can reach any goal that you set.
After you achieve a particular goal, don't forget to give yourself a pat on the back. Give yourself some sort of a reward. Once you achieve your first goal, you can accomplish any of your future goals in life. It should give you some sort of motivation to write more and more goals down.
Now, what would happen if you don't reach your goal? This can happen to anyone who sets goals. The best thing that you will need to do is to learn from this situation and think what you can do next time to achieve that goal.
If you fail once, try again. If you fail the second time, then try again until you reach your desired goal. But don't take the same action. Learn what you did wrong in the first trial and try something different.
Pat Watt is the owner of www.workbizfromhome.com Her website is geared for people who are interested in finding an online work at home opportunity or finding the perfect home based business.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
This article is available for reprint with author's resource box intact and all links live and clickable. Copyright is reserved by author.
Subscribe to:
Posts (Atom)